Hi, I'm Parth Malkan
I'm a Mortgage Loan Originator with Vema Mortgage LLC, licensed in North Carolina. My focus is on making the mortgage process as simple and transparent as possible, from pre-qualification all the way through to closing day.
Whether you're buying your first home, upgrading, or looking to refinance for a better rate, I'm here to help you find the right loan with personalized service and competitive rates.
I also create educational content covering mortgage basics, loan program comparisons, and personal finance topics, because the best decision is an informed one.
I work with a wide range of borrowers: first-time buyers, move-up buyers, investors, self-employed individuals, veterans, and those who need non-traditional solutions. If you have questions about where you stand or which program might fit your situation, I'm happy to have that conversation without pressure or obligation.
Licensed and Regulated
What Clients Are Saying
"Parth at Vema Mortgage was great to work with throughout the whole process. He's extremely knowledgeable and does a really good job of breaking down complicated topics in a way that's easy to understand. As a first-time buyer especially, that made a huge difference. What I appreciated most was how straightforward and patient he was. He was always willing to answer questions and never made anything feel overwhelming. By the end of it, he felt more like a friend than just a mortgage broker. Would definitely recommend working with him if you want someone smart, reliable, and easy to talk to."
"Parth was prompt, professional, and truly looked out for my best interests rather than pushing to close another loan. Highly recommend!"
"It was a pleasure to work with Parth. He is incredibly driven, organized and available around the clock to get my loan approved ahead of schedule. His communication was flawless, and he made the entire process feel effortless. Five stars all the way!"